Tag: Bonus

November 28, 2024

Bonus-Malus Systems in Automobile Insurance

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Free Download Bonus-Malus Systems in Automobile Insurance By Jean Lemaire (auth.)
1995 | 285 Pages | ISBN: 9401042756 | PDF | 7 MB
Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness’ towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.

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September 17, 2024

The Secrets of Closing the Sale Included Bonus Selling with Emotional Logic

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Free Download The Secrets of Closing the Sale: Included Bonus: Selling with Emotional Logic by Zig Ziglar, Tom Ziglar, Gildan Seminars
English | December 22, 2017 | ISBN: B019NHUY8S | 17 hours and 1 minute | MP3 128 kbps | 1.37 Gb
Zig shares tips and techniques from his vast wealth of sales experience. His insights will prove to you over and over why this is the definitive how-to sales program. This powerful series of 12 timeless sales sessions will help you close more sales today as you build a career for tomorrow!
Whether you’re a seasoned sales veteran or just now beginning your first sales position, Secrets of Closing the Sale provides you with practical advice and effective questioning techniques that you can use to transform prospects into clients. Learn step by step over 100 specific closes and over 700 questions that lead the prospect to the decision table.
In this newly updated recording, not only will you get to hear timeless lessons on closing the sale from Zig Ziglar that have helped hundreds of thousands of salespeople for more than a generation, but you will hear Zig’s son, Tom Ziglar, discuss how these ideas are even more relevant in 2015. Tom is the president of Ziglar Training Corporation, the author of the newly released book Live to Win, and a successful platform speaker in his own right.

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September 17, 2024

HBR’s 10 Must Reads on AI (With Bonus Article How to Win with Machine Learning

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Free Download HBR’s 10 Must Reads on AI (With Bonus Article "How to Win with Machine Learning" by Ajay Agrawal, Joshua Gans, and Avi Goldfarb): HBR’s 10 Must Reads Series by Harvard Business Review, Lauren Pedersen, Will Tulin
English | October 17, 2023 | ISBN: B0CKJVTJVY | 4 hours and 58 minutes | M4B 64 Kbps | 141 Mb
The next generation of AI is here-use it to lead your business forward.
If you read (or listen to) nothing else on artificial intelligence and machine learning, listen to these ten articles. We’ve combed through hundreds of Harvard Business Review articles and selected the most important ones to help you understand the future direction of AI, bring your AI initiatives to scale, and use AI to transform your organization. This book will inspire you to: create a new AI strategy, learn to work with intelligent robots, get more from your marketing AI, be ready for ethical and regulatory challenges, understand how generative AI is game changing, and stop tinkering with AI and go all in.
This collection of articles includes "Competing in the Age of AI," by Marco Iansiti and Karim R. Lakhani; "How to Win with Machine Learning," by Ajay Agrawal, Joshua Gans, and Avi Goldfarb; "Developing a Digital Mindset," by Tsedal Neeley and Paul Leonardi; "Learning to Work with Intelligent Machines," by Matt Beane; "Getting AI to Scale," by Tim Fountaine, Brian McCarthy, and Tamim Saleh; "Why You Aren’t Getting More from Your Marketing AI," by Eva Ascarza, Michael Ross, and Bruce G. S. Hardie; "The Pitfalls of Pricing Algorithms," by Marco Bertini and Oded Koenigsberg; "A Smarter Strategy for Using Robots," by Ben Armstrong and Julie Shah; and more.

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June 5, 2024

The White Bonus Five Families and the Cash Value of Racism in America [Audiobook]

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Free Download The White Bonus: Five Families and the Cash Value of Racism in America (Audiobook)
English | ASIN: B0CY7GZ6C5 | 2024 | 11 hours and 50 minutes | M4B@64 kbps | 342 MB
Author: Tracie McMillan
Narrator: Tavia Gilbert
In The White Bonus, McMillan asks a provocative question about racism in America: When people of color are denied so much, what are white people given? And how much is it worth-not in amorphous privilege, but in dollars and cents? McMillan begins with her family, tracking their modest wealth to its roots: American policy that helped whites first. Simultaneously, she details the complexities of their advantage, exploring her mother’s death in a nursing home, at forty-four, on Medicaid; her family’s implosion; and a small inheritance from a grandfather. In the process, McMillan puts a cash value to whiteness in her life and assesses its worth. She expands her investigation to four other white subjects of different generations across the United States. McMillan shows how, and to what degree, racial privilege begets material advantage across class, time, and place. McMillan brings groundbreaking insight on the white working class. And for fans of Tara Westover’s Educated and Kiese Laymon’s Heavy, McMillan reckons with the connection between the abuse we endure at home and the abuse America allows.

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January 15, 2024

2024 Outsourcer Rolodex E-Book + BONUS

By  Marketing and Bussiness  0 Comments

Free Download 2024 Outsourcer Rolodex E-Book + BONUS Download Links 2024 ⭐✅ ⭐✅
And this is just the tip of the iceberg…
Reselling services offered by outsourcers is a MAJOR overlooked opportunity. This is only ONE example of a service YOU can resell right now to earn easy money in your spare time.
Could it really be THIS easy to create
passive income streams online?
The answer is YES, but ONLY when you know which of the services business owners will actually pay the big bucks for.
I have decided to pull back the curtains and walk you through the services that are working in the real world right now! I am naming names on some of the best kept secrets in marketing.
I call this guide: The 2024 Outsourcer’s Rolodex.
This is NOT some random list of Fiverr gigs. These very services that I sell to my own clients, as well as the very services and outsourcers I use to run my million dollar per year Information product business.
Listen: This is like a rolodex of Free money opportunities.
Take A Look At Just Some Of The
Things You Will Discover Inside The
2024 Outsourcer Rolodex:

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