Tag: Payments

Electronic Payments in the European Market


Free Download Electronic Payments in the European Market: Creating a Level Playing Field between Banks and Non-Banks
English | 2024 | ISBN: 3031643372 | 393 Pages | PDF EPUB (True) | 5 MB
This book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requirements and related case law, and will be of interest to researchers, academics, and financial law practitioners.

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Introduction to Payments and Financial Market Infrastructures (Springer Texts in Business and Economics)


Free Download Introduction to Payments and Financial Market Infrastructures (Springer Texts in Business and Economics) by Ulrich Bindseil, George Pantelopoulos
English | October 29, 2023 | ISBN: 3031395190 | 164 pages | MOBI | 5.87 Mb
Payments and financial market infrastructures are vital components of modern economies, yet they have often been overlooked by economists. However, any economic exchange, including financial market transactions, is matched by a payment leg, and the safety, efficiency, and immediacy of the payment, and the problem of linking the two legs of the transaction ("delivery-vs-payment"), remain universal challenges. The consequences of inefficiencies or interruptions in payment and settlement systems have immediate and significant impacts on the real economy. Moreover, payments and financial market infrastructures are also a matter of strategic importance for nation-states, and being excessively dependent on foreign providers has been proven to be a significant risk, as they can be "weaponized."

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Understanding Payments A Whistle-Stop Tour into What You Thought You Knew


Free Download Understanding Payments: A Whistle-Stop Tour into What You Thought You Knew by Neira Jones
English | February 29, 2024 | ISBN: 1032631341 | 442 pages | PDF | 21 Mb
This is the book for professionals in the payments industry. Written in an engaging and accessible style, it enables new and experienced payments practitioners alike to understand the fundamentals of the various payment ecosystems, and to quickly get up to speed on developments in the industry.

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